Borrowing Guide

 

Checklists

  

 

Budget Planning    

 

Category

Monthly Budget Amount

Actual Monthly Amount

Difference

Income

     

Wages

     

Family Allowances

     

Interest

     

Other

     

Income Total:

     

Home Expenses

     

Mortgages / Rent

     

Loan Repayments

     

Credit Card Repayments

     

Electricity

     

Gas

     

Water

     

Telephone

     

Mobiles

     

Foxtel, Austar, Optus TV

     

Council Rates

     

Lay-bys

     

Furniture

     

Electrical Appliances

     

Maintenance

     

Computer Software & Hardware

     

Home Services (lawn mowing)

     

Vehicles

     

Registration

     

Running Expenses

     

Fines

     

Insurance

     

Home

     

Contents

     

Vehicle

     

Boat

     

Life

     

Income Protection

     

Medical

     

Children

     

Cloths

     

School Fees, Books, Uniforms & Excursions

     

Child Care

     

Baysitting

     

Food

     

Groceries

     

Fruit & Vegetables

     

Butcher

     

Pet

     

Transport

     

Public Transport

     

Car Parking Fees

     

Tolls

     

Health

     

Prescriptions

     

Doctor

     

Dentist

     

Optical

     

Other

     

Recreation

     

Gym Membership

     

Cinemas

     

Takeaway

     

Concerts & Theatres

     

Restaurants & Bars

     

Gambling

     

Internet

     

Newspapers & Magazines

     

DVDs & CDs

     

Toys & Games

     

Hobbies

     

Birthdays

     

Special Events

     

Alcohol & Cigarettes

     

Sporting Events

     

Personal

     

Clothing & Shoes

     

Dry Cleaning

     

Cosmetics

     

Personal Products

     

Education

     

Other

     

 

     

 

     

 

     

 

     

 

     

Total Expenses:

     

Total Income:

     

Remaining Amount:

     

 

 

 

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