Borrowing Guide

 

 

Refinance

 

Reduce Your Debts, Interest Rates, and Repayments.

 

Don’t feel pressured to stay with your current lender when there could be a better deal for you.  It’s easier than you may think to switch your home loan and you could save thousands of dollars.!  Request a no-obligation appointment with a HOLA Adviser and we’ll compare your loan to other and discover what you could save


There are many good reasons to refinance your existing loan.

  • Looking for a better deal
  • Your situation may have changed
  • To reduce your monthly repayments
  • You might not be happy with your current lender

 

To chat with one of HOLA Advisers about refinancing your current home loan click on the button below.

 

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Consolidating your debts

 

You could save thousands in interest payments, fees and charges by consolidating your credit cards, car loans and personal loans with your home loan. By combining your multiple debts you can benefit from lower repayments, a lower interest rate and get back in control of your debts sooner.  Many lenders offer you the flexibility of ‘splitting’ your home loan with other debts, so that you can manage them separately whilst still benefiting from the lower interest rate.

 

A HOLA Advisor can help you restructure your finances, outlining the best ways for you to achieve great savings and avoid the traps.

 

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Tips for refinancing

 

Here are some handy tips if you’re thinking about refinancing:

  • You don’t have to change your address to change your home loan – Why not start saving today! Let HOLA show you how refinancing may benefit you now.

  • Your current loan may not be working for you as hard as it could be – When you first got your loan it may have been perfectly tailored to your needs, however, circumstances do change and your loan may no longer be the best fit for you. You may be able to cut years and thousands of dollars off your loan through lower interest rates and fewer fees and charges on the loan that’s right for you, right now.

 

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